Home is where the heart is. It’s also where we invest a significant amount of money and time. So, naturally, you’d want to protect it with the right home insurance policy. But did you know that the electrical work in your home can directly impact your insurance premiums and even your coverage? Keep reading to find out how electrical work affects your home insurance and why choosing a reputable electrician like Redox Electric is the key to saving you headaches—and potentially a lot of money.
The Age factor: Older Homes and Wiring
If your home is over 25 years old, your insurance provider might ask you to get an electrical inspection before they even think of providing you with a policy. Old wiring systems, like knob and tube wiring, are often considered high-risk by insurers because they’re more likely to cause electrical fires. Rewiring your home might be a costly upfront expense, but it could save you from higher insurance premiums and give you the peace of mind that your home is safer.
Proper Documentation Matters
When you make any changes to your home’s electrical system, whether it’s installing a new EV Charger or setting up a hot tub circuit, documentation is critical. Licensed electricians like us at Redox Electric provide the official documentation for all the work we do. This paperwork can be your golden ticket when negotiating your home insurance policies.
DIY vs. Professional Electrical Services
DIY projects are fun and rewarding, but when it comes to electrical work, it’s best to leave it to the pros. Improperly done electrical work can not only endanger your home and loved ones but can also seriously mess up your home insurance. Insurance companies are less likely to cover damages caused by unlicensed work. For essential services like smoke detector installation, data and communication lines, or arc fault and surge protection, a certified electrician is the way to go.
The Importance of Ongoing Maintenance
You might have installed the latest accent lighting and have state-of-the-art surge protection, but if you’re not maintaining these features, they can become liabilities.
Regular electrical inspections and maintenance are usually stipulated in the fine print of your insurance policy. Falling short of these conditions might void your policy.
Why Choose Redox Electric?
Now, you might be wondering, “Why should I choose Redox Electric for all my electrical needs?” Here’s why:
- Expertise: From EV Charger Installation to hot tub circuit repair, we do it all, and we do it well. Our team of certified electricians in Vancouver has years of experience and knowledge.
- Transparency: We offer fair, upfront pricing and provide official documentation for all work done.
- Safety First: Our services meet all Canadian Electrical Code standards, ensuring that your home is not just functional but safe as well.
- Custom Solutions: We understand that every home is different. Whether you’re looking for innovative accent lighting solutions or need specialized data and communication lines, we’ve got you covered.
- Local Presence: Being based in Vancouver, we understand local regulations and guidelines, ensuring your home is compliant and insured.
So, before you see your home insurance premiums skyrocket or find yourself neck-deep in paperwork, give us a call or submit a form on our website. We’re here to make sure your electrical work is up to standard, keeping your home safe and your insurance premiums as low as possible. Choose Redox Electric, because when it comes to your home, you deserve the best.
